Personal Finance

Changes To My Emergency Fund

Posted on

Emergency Fund Review As my emergency fund grows to around 3 months worth of expenses, I’m starting to think about how to allocate future contributions. I think a good emergency fund should do two things: The first is obvious! It should provide income incase of unexpected job loss, or a source of funds in a […]

Dividend Income

Dividend Harvest – August 2017

Posted on

  What’s a value investor doing, blogging about dividends! That’s a question I don’t really have the answer to, except that I know that I want the option to cease and re-enter work as and when I please well before the official retirement age of 67. Dividends after all, are a part of value – for some […]

Personal Finance

Net Worth Update (August 2017)

Posted on

Previous update here. Quick Summary: August was an awesome month. Work was productive, my PhD edged towards getting done (by the new year, I hope) and I ran in my first half-marathon, which was freakin’ cool. It was also really nice to revamp the blog and go self-hosted. Finances this month improved nicely, so much so that I […]

Site Updates

Welcome To The New Look Site!

Posted on

I’m absolutely chuffed if you’ve found your way here. That means your subscription works or you’re a new visitor, which is super neat. Bear with me as any quirks in the new site are ironed out. If you have any problems accessing content, posting comments or ideas on how to make the site more user […]

Equities

High Frequency Portfolio Monitoring: Confession Time.

Posted on

I have a confession to make, I check my portfolio often… Way. Too. Often. (So often, I’m in two minds about disclosing it). Like a Skinnerian lab rat on drugs, I seem to be wired to check. Portfolio up and there’s a rush of blood to my head, a subtle yet sublime satisfaction. Portfolio down […]

Equities

Pepper Takeover: Why I’m Rejecting The Offer.

Posted on

Pepper Group Takeover Pepper Group (PEP:AU) is a leading financial services business operating in Australia, Europe, South Korea and Hong Kong. It provides a variety of consumer financial services including residential and commercial property loans, personal and automotive loans and credit cards. Since listing on the ASX 2 years ago, Pepper Group has enjoyed impressive […]

Net Worth Update

Net Worth Update (July 2017)

Posted on

Previous update here. Quick Summary: My goal has been to keep my savings rate in the high 20% range, but July was an exceptional flop! This was mainly due to a much lower income which essentially covered expenses with a little room to breathe. It was a productive month though, so better news in my August report. […]

Net Worth Update

Net Worth Update (June 2017)

Posted on

Previous update here. Quick Summary: Last month, my plan of attack was to replenish my emergency fund. Plan executed. I added $1250 and saved a further $400 (post -tax) to my retirement account, which means the government co-contribution of $500 applies (contributing a total of $1000). It’s a small concession – I couldn’t contribute a cent pre-tax […]