Personal Finance

A Quick Dip Into Your Money or Your Life

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The oft-quoted financial independence classic Your Money or Your Life provides 9 steps to assist people become more aware of their relationship with money and consumerist society and further, to change this relationship and work toward financial independence. According to the authors Joe Dominguez and Vicki Robin, Step 1 toward financial independence is  to examine your total life’s […]

Net Worth Update

Net Worth Update (October 2015)

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Previous update here. Another month, and another decline in net worth. Teaching income was low this month, as the teaching semester drew to a close yet I managed to supplement my income by ~11% on a side hustle. Two relatively large expenses, a planned service for my car and paying for holiday accommodation enjoyed in September further reduced net worth. On […]

Personal Finance Software

PocketSmith Review

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  I’ve used the premium version of Pocketsmith for 4 years and originally published this Pockesmith Review back in 2015 before any affiliate service was offered. You can trust the review is a genuine one. This post does contain affiliate links. If you would like to try Pocketsmith, you can sign up from any of […]

Net Worth Update

Net Worth Update (September 2015)

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Previous update here. Overall, Net Worth is down 37.59% for the month. Monthly contribution to my personal portfolio occurred. Cash reduced. Debts decreased.  One thing I want to do is reduce outgoings; to this end I’m looking over my accounts in more detail next month and also finding somewhere less expensive to rent by year […]

Net Worth Update

Net Worth Update (August 2015)

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Overall, Net Worth is up 9.46% for the month. New investments were made in Super and my personal portfolio. Debts increased. Credit has an interest free period in which debts will be reduced. Cash reduced reflecting the above debts and investments. Assets: Cash: $11,553  (-6.91%) Superannuation: $29,709  (+2.37%) voluntary contribution of $1000 made Investments: $4,307 […]