Investing

My Investment Journey (so far…)

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Before getting too far into posts on current investment ideas, I thought it might be worthwhile to reflect on and share my investment journey to date. Nothing spectacular, it’s really a story of starting small and testing the water with managed funds before moving to direct equities, ETF’s and LIC’s. My interest in investing started […]

Net Worth Update

Net Worth Update (November 2015)

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Previous update here. I’m not too worried about the decline in net worth this month. Cash was down whilst Superannuation increased, as did other investments due to new deposits. The decline in ‘Other Assets’ is a somewhat arbitrary depreciation schedule for a car I bought second hand for $13,800 earlier in the year, in actual fact, I got […]

Investing

Investing: the Value of Starting Early

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The Value of Investing Early. There is sometimes a temptation to postpone investing – particularly for younger investors only rarely contemplating their retirement. After all – what’s another year or two spent living it up when retirement is so far off! The illusion is that by waiting a few years we’re relinquishing only relatively small returns. Let’s […]

Personal Finance

A Quick Dip Into Your Money or Your Life

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The oft-quoted financial independence classic Your Money or Your Life provides 9 steps to assist people become more aware of their relationship with money and consumerist society and further, to change this relationship and work toward financial independence. According to the authors Joe Dominguez and Vicki Robin, Step 1 toward financial independence is  to examine your total life’s […]

Net Worth Update

Net Worth Update (October 2015)

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Previous update here. Another month, and another decline in net worth. Teaching income was low this month, as the teaching semester drew to a close yet I managed to supplement my income by ~11% on a side hustle. Two relatively large expenses, a planned service for my car and paying for holiday accommodation enjoyed in September further reduced net worth. On […]

Personal Finance Software

PocketSmith Review

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  I’ve used the premium version of Pocketsmith for 4 years and originally published this Pockesmith Review back in 2015 before any affiliate service was offered. You can trust the review is a genuine one. This post does contain affiliate links. There’s no doubt keeping track of your personal finances is extremely important to building […]