Personal Finance

How to SAVE MONEY When Grocery Shopping.

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This post could be summarised in a single three word sentence: Spend. Less. OVERALL.* “Any 2 for $7!” In Australia, we see these stickers all over supermarkets advertising discounts on items (normally food) if only we would stump up and buy more than one. It’s an interesting phrase, one that I’ve become more and more curious […]

Retirement

Superannuation Nest Egg Update: Peroformance review 2015

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I’ve talked a little about my retirement savings (“Superannuation” or “Super”) in August and noted that I’d be tracking performance regularly. The main reason for the analysis (reporting) is to ensure I’m getting adequate performance for the fees I’m paying. As I outlined in the article from August, we have three basic options for Super in Australia […]

Personal Finance

A Look Back on my Financial 2015: A Yearly Financial Review

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Perhaps one of the keys to financial independence for us mere mortals is to review our finances on a regular enough basis – at least annually. Specifically this might mean looking at expenses and income along with outstanding debts and investment performance. Half of the battle of course is to reflect upon avenues for increasing income […]

Net Worth Update

Net Worth Update (December 2015)

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Happy New Year everyone! Whatever your plans for 2016, I hope you have a peaceful and productive year ahead. 🙂 Regarding our regular programming… Previous update here. Overall I am quietly pleased with the holding of ground this month. December can be relatively more expensive due to the festivities (it doesn’t have to be of course). […]

Financial Goals

A Guide to Setting Financial Goals

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  Twenty-sixteen is fast approaching and over the week leading up to new years, I’ve been pondering what I’d like to improve in my finances during the upcoming year. Although it’s an arbitrary time to review financial progress, I still enjoy marrying up the Christmas period, time off and New Years as a time to […]

Investing

My Investment Journey (so far…)

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Before getting too far into posts on current investment ideas, I thought it might be worthwhile to reflect on and share my investment journey to date. Nothing spectacular, it’s really a story of starting small and testing the water with managed funds before moving to direct equities, ETF’s and LIC’s. My interest in investing started […]