Disclaimer

By using this website you agree to the terms and conditions set out in this disclaimer and privacy policy.

Disclaimer

Wealth From Thirty, (“the website”) and (“this blog”) found at https://wealthfromthirty.com is simply a record of my investment and wealth accumulation journey.

I am not a financial adviser or professional investor.

My opinion as published is not financial advice and may be inaccurate. Most opinions are – at least in some way inaccurate – and I’m bound to make errors and lose money in this journey.

Furthermore, I’m sure my opinion will change from time to time yet old posts and expressed opinions may not be updated.

All material, including posts, product reviews and articles are provided for entertainment purposes only and do not constitute financial advice or any other form of advice, nor an offer to sell or a solicitation to buy any security or other financial instrument.

The information on this blog is no substitute for professional and personal financial advice.

The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. Prior to buying or selling a stock, managed fund, mutual fund or other financial product, please do your own diligence and talk to your financial adviser or an investment professional.

Whilst information presented has been obtained from sources believed to be reliable, I do not warrant its completeness or accuracy. Wealth From Thirty nor its owner shall not be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost capital, arising in any way from the information provided on the website.

Affiliate Disclosure.

Affiliate links may be used on this website. Wealth From Thirty may receive a commission when you purchase a product or services via the link. I only include affiliates that I have used myself and found useful or of value. I may receive a commission if you click on  advertisements displayed on the website.

Any advertisements on this blog do not necessarily reflect the views or opinions of Wealth From Thirty or its owner. The advertisements are exclusively those of the advertiser (e.g. The Book Depository or Alphabet).

You are under no obligation to click on any affiliate link or buy products or services that are advertised.

Privacy Policy

Last updated May 2018.

Who we are

Our website address is: https://www.wealthfromthirty.com. Wealth From Thirty (“the website”) is the owner of this website.

This privacy policy is here to help you understand how Wealth From Thirty collects and “uses” informational data about you as you interact with the website.

The privacy policy is also here to help you understand what choices you have around that information.

This privacy policy is subject to change. The date on which this policy is modified will always be available at the top of the page and if we have your email address we’ll attempt to contact you about any changes that may have occurred.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

When visitors to the website utilize our contact form, a name, email address, subject line, and message are used to create an email which is sent to the administrator of this website.  Other than the created email, the data is not recorded in any other way.

Cookies

The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herein.

Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Our website analytics provider is Google Analytics.  We use this analytics data to learn more about our readers and what kind of content they enjoy.  Google may retain information such as:

  • What website you came from before visiting this site.
  • How long you stayed for.
  • What pages you viewed.
  • What web browser you are using.
  • and many other pieces of data.

If you’d like to learn more about Google Analytics, I suggest you start with their website.  To opt-out of Google Analytics, you may install a browser add-on that handles this for you.

Advertising

Display Ads

We may use Google Adsense advertising to serve content and advertisements when you visit the Website, which may use cookies, as noted above.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Wealth From Thirty is a participant in the Pocketsmith Affiliate Program, an affiliate program designed to provide a means for sites to earn fees by commission for products purchased via links to Pocketsmith.com. As part of this program, the Website will post customized links, provided by Pocketsmith, to track the referrals to their website. This program may utilize cookies to track visits for the purposes of assigning commission on these sales.

Wealth From Thirty is a participant in the Bookdepository Affiliate Program, an affiliate program designed to provide a means for sites to earn fees by commission for products purchased via links to Bookdepository.com and Bookdepository.co.uk. As part of this program, the Website will post customized links, provided by Bookdepository, to track the referrals to their website. This program may utilize cookies to track visits for the purposes of assigning commission on these sales.

Who we share your data with

Other than Google Analytics (discussed about) and all public blog comments (also discussed above), we do not share your data with anyone. If this policy ever changes, it will be reflected in this document.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service. We use the AntiSpam Bee plugin automated for spam detection.

Antispam Bee was developed in Europe. The plugin does not save private user data and is 100% compliant with GDPR.  To learn more about how Antispam Bee works, try starting here.

Contact Information

If you have privacy specific concerns no addressed in this document, we suggest contacting Wealth From Thirty via the contact form and place “ATTN: Specific Privacy Concerns” on the subject line.

Additional information

If you have concerns about data protection, breach procedures, and regulatory compliance, please contact Wealth From Thirty via the contact form and place “ATTN: Additional Information Concerns” on the subject line.