Personal Finance

How to SAVE MONEY When Grocery Shopping.

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This post could be summarised in a single three word sentence: Spend. Less. OVERALL.* “Any 2 for $7!” In Australia, we see these stickers all over supermarkets advertising discounts on items (normally food) if only we would stump up and buy more than one. It’s an interesting phrase, one that I’ve become more and more curious […]


Savings Reserves: How to Preserve and Enhance an Emergency Fund

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Having an emergency fund is not an uncommon financial milestone. Advice seems to vary, but realistic suggestions of 3-8 months living expenses in a savings account seem reasonable, depending on the probability of an ’emergency’ and the regularity of your income (e.g. salaried work vs contract work, well maintained house and car vs an older home […]