Net Worth Update

Net Worth Update (July 2017)

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Previous update here. Quick Summary: My goal has been to keep my savings rate in the high 20% range, but July was an exceptional flop! This was mainly due to a much lower income which essentially covered expenses with a little room to breathe. It was a productive month though, so better news in my August report. […]

Net Worth Update

Net Worth Update (June 2017)

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Previous update here. Quick Summary: Last month, my plan of attack was to replenish my emergency fund. Plan executed. I added $1250 and saved a further $400 (post -tax) to my retirement account, which means the government co-contribution of $500 applies (contributing a total of $1000). It’s a small concession – I couldn’t contribute a cent pre-tax […]

Net Worth Update

Net Worth Update (May 2017)

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Previous update here. May down. It was a good month in which assets increased and debts reduced. What I need to focus on is sticking to the plan. i.e. replenish my fortress fund (emergency account) – there is something slightly discomforting about writing a blog in which all your financial laundry can be aired. But there is […]

Net Worth Update

Net Worth Update (April 2017)

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Previous update here. April completely flew by, and May doesn’t seem to be letting up either…it was a productive month at work, and my PhD seems to be in the final stages – I’m writing it, and just have a little bit of data analysis left to do…qualitative and quantitative, the former I’ve never done before in […]

Net Worth Update

Net Worth Update (March 2017)

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Previous update here. Between work and my PhD I was pretty busy in March. Despite being short on time, I enjoyed working, got to the gym, out for a run or two and caught up with friends reasonably often. The end of March also marked the end of Q3 for FY2017, i.e. I can claim some GST […]

Net Worth Update

Net Worth Update (February 2017)

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Previous update here. Quick Summary:  I’m writing this post from my parents house where I’m making a brief visit on my way to a friend’s wedding. The view is nostalgic and familiar, fog shrouded hills and rain that seems to yearn to fall from the belly of low clouds that slink quietly by like majestic creatures of the […]

Net Worth Update

Net Worth Update (January 2017)

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Previous update here. Quick Summary: I’m pulling the band-aid off! I’ve excluded the business loan from these Net Worth Updates mainly because I saw it as a business liability (and maybe, if I’m honest, because it would smash my net worth figure). Ultimately though if affects my net worth. What’s the point of examining numbers if they […]

Net Worth Update

Net Worth Update (December 2016)

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Previous update here. Quick Summary: December flew past as I kept up hours at work as best I could. The biggest change that occurred was moving house into a small studio apartment closer to work. This cuts my commute by 2 whole hours each and every day, with 10 extra hours each week I can use for producing income, […]